Credit Assistance Programs in Lumberton, NC
Credit Rebuilding Programs
The Peterson Toyota finance department offers customers access to credit assistance and bankruptcy approval programs that help even the most credit challenged individuals obtain a vehicle. No matter your credit situation, obtaining a new or used car loan can be an excellent way to rebuild credit. We know that not everyone has perfect credit, but that shouldn't disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Peterson Toyota wants to help! We are one of the few car dealerships near Fayetteville who specialize in credit builder loans, so come visit our friendly and understanding finance team in Lumberton today!
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
No problem! Stop in today to learn more!
What Documentation Should You Bring to the Dealership for Financing?
If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Valid Drivers License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
- Individuals trading in a vehicle must provide the title.
- Individuals who have completed a bankruptcy must provide discharge papers.
- Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
Lumberton Credit Assistance and Financing
If you need help with bad credit financing on a new or used car, then contact our dealership today! Our car dealership with no credit check absolutes will do everything we can to get you into a vehicle! Our new and used car lot with credit assistance in Lumberton is here to make sure you can get a great vehicle for a great price! With available credit programs, we'll do everything in our power to get you back on the streets of Lumberton in no time! Our used car lot selection is excellent, and hand inspected to make sure you can get a quality used truck, suv, or car for a great price. Call our dedicated new and used car dealership credit financing team today to see what we can do for you!